Cookie Policy
Last updated: 26 July 2026. This policy explains what cookies we use on www.nlvhealthinsurancespain.com, why, how long they last, and how to change your mind — in line with GDPR, LOPDGDD and Article 22 of LSSICE. Cookie names and lifetimes may change as we update our tools; the live list is always available via the preferences panel.
1. What is a cookie?
A cookie is a small text file a website places on your device to recognise it, remember preferences and measure usage. "Similar technologies" such as pixels and local storage are also covered by this policy and referred to as "cookies".
2. Your choices
You can accept all cookies, reject non-essential cookies, or set your preferences by category. Strictly necessary cookies cannot be switched off because the site cannot function without them. You can change or withdraw your consent at any time using the button below.
3. Categories we use
Strictly necessary — required for security, session state and to remember your cookie choices. Always on.
Preferences — remember choices such as returning-visitor chat state.
Statistics & analytics — help us understand how the site is used so we can improve it, using aggregated data where possible.
Marketing & retargeting — measure advertising and let us or our partners show relevant ads after you leave the site. Set only with your explicit consent.
4. Cookies we use
| Provider | Purpose | Category | Typical expiry |
|---|---|---|---|
| NLV Health Insurance Spain | Session, security and storing your cookie-consent choices | Necessary | Session / up to 12 months |
| Google Analytics 4 (_ga, _ga_*) | Distinguishes visitors and measures site usage | Statistics | Up to 24 months |
| HubSpot (hubspotutk, __hstc, __hssc, messagesUtk) | Chat widget, visitor identification and marketing attribution | Preferences / Marketing | 30 min – 13 months |
| Meta / Facebook & Instagram (_fbp, _fbc, fr) | Conversion tracking and retargeting | Marketing | Up to 90 days |
| TikTok (_ttp, _tt_enable_cookie) | Conversion tracking and ad attribution | Marketing | Up to 13 months |
| LinkedIn Insight (li_sugr, bcookie) | Conversion tracking and audience building | Marketing | Up to 12 months |
| Google Ads (_gcl_au, _gcl_aw) | Conversion attribution for Google Ads | Marketing | Up to 90 days |
This site uses its own built-in consent banner (no third-party consent tool). Analytics and marketing cookies do not load until you accept them, and you can change your choice any time with the button above. When you add a tag (GA4, Meta, TikTok, LinkedIn, Google Ads or HubSpot), gate it so it only runs after consent — for example: <script type="text/plain" data-consent="analytics" data-src="…"></script>. Remove from the table above any provider you do not actually use.
5. Third-party cookies
Some cookies are set by third parties whose services we use. They act as independent controllers or our processors and are governed by their own policies:
6. Legal bases
Strictly necessary cookies rely on our legitimate interest in a secure, functional site (Art. 6(1)(f) GDPR; Art. 22.2 LSSICE exception). All other categories rely on your consent (Art. 6(1)(a) GDPR; Art. 22.2 LSSICE).
7. Managing cookies in your browser
Besides our preferences panel, you can block or delete cookies in your browser settings — see Chrome, Firefox, Safari or Edge. Blocking strictly necessary cookies may break core features. To opt out of cross-site advertising more broadly, see youronlinechoices.com.
8. Changes & contact
We may update this policy when cookies or regulation change; the "Last updated" date shows the current version. Questions: hello@nlvhealthinsurancespain.com. See also our Privacy Policy.